Terms of Service
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Terms of Service
App: Exchange Rate - Currencies Lab
Effective date: August 25, 2026
Agreement
These Terms of Service (“Terms”) govern your use of the Exchange Rate - Currencies Lab iOS app (“App”). By downloading or using the App, you agree to these Terms. If you do not agree, do not use the App.
On the App Store the App may appear as “Exchange Rate - Currencies Lab” (and localized names such as “实时汇率换算” and “實時匯率換算”). On your Home Screen the App may appear as “Exchange Rate,” “实时汇率,” or “實時匯率.” These refer to the same application.
The Service
The App provides currency conversion tools, optional bank reference quotes (where available), a home-screen widget, and related features. Rates and bank quotes are provided for informational and personal reference purposes only. They are not financial, investment, tax, or foreign-exchange advice, and they may differ from rates offered by banks, card networks, or money transmitters.
You are solely responsible for any decisions you make based on information in the App.
No Guarantee of Accuracy or Availability
Exchange rates and bank quotes may be delayed, incomplete, or unavailable due to network conditions, provider limits, regional restrictions, caching, or maintenance. We do not warrant that any rate is accurate, current, or suitable for any transaction.
Ads and In-App Purchases
The free version of the App may display advertisements (including via Google AdMob). A one-time non-consumable in-app purchase may be offered to remove ads (“Remove Ads”). Purchases are processed by Apple. Restore Purchases is available where required. Pricing and availability may vary by App Store storefront.
All sales are subject to Apple’s terms and refund policies. We cannot directly refund App Store purchases.
Acceptable Use
You agree not to:
- Misuse the App or attempt to disrupt servers or networks
- Reverse engineer the App except where allowed by law
- Use the App for unlawful purposes
- Scrape or overload our rate providers in a way that harms the service
Intellectual Property
The App, including its design, text, graphics, and trademarks, is owned by us or our licensors. These Terms do not transfer ownership to you. You receive a limited, non-exclusive, non-transferable license to use the App on Apple devices you own or control, as permitted by the App Store Terms of Use.
Third-Party Services
The App may depend on third-party services (Apple, Google advertising, analytics, rate data providers, hosting). We are not responsible for third-party services or their terms and privacy practices.
Disclaimer of Warranties
THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR CURRENCY-EXCHANGE LOSSES ARISING FROM YOUR USE OF THE APP OR RELIANCE ON ANY RATE SHOWN IN THE APP.
OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE APP SHALL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) FOR THE APP FEATURES IN THE TWELVE (12) MONTHS BEFORE THE CLAIM, OR USD $10 IF YOU PAID NOTHING.
Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.
Indemnity
You agree to defend and indemnify us from claims arising out of your misuse of the App or violation of these Terms, to the extent permitted by law.
Termination
You may stop using the App at any time by deleting it. We may stop offering the App or change features without notice. Provisions that should survive (including disclaimers and limitations) will survive termination.
Privacy
Your use of the App is also governed by our Privacy Policy:
Changes to These Terms
We may update these Terms from time to time. The Effective date will change when we do. Continued use after changes means you accept the updated Terms.
Governing Law
These Terms are governed by the laws applicable in your place of residence and where permitted, without regard to conflict-of-law rules. Consumer protection rights that cannot be waived under local law remain unaffected.
Contact
Email: feedbackofapp@outlook.com
Please include “Exchange Rate Terms” in the subject line.
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