Last updated: 11 October 2026 These Terms of Service (“Terms”) govern your use of the SWIFT Code iOS app (“App”), provided by Yongqiang Wen (“we”, “us”). The App’s home-screen name is SWIFT Code. The App Store listing name is SWIFT Code: BIC Finder. By downloading or using the App, you agree to these Terms. If you do not agree, do not use the App. Contact: feedbackofapp@outlook.com 1. The App The App provides an offline reference directory of bank SWIFT / BIC codes, including

Last updated: 11 October 2026 This Privacy Policy explains how SWIFT Code (“the App”), provided by Yongqiang Wen (“we”, “us”), handles information when you use the App on iOS. The App’s home-screen name is SWIFT Code. The App Store listing name is SWIFT Code: BIC Finder. Contact: feedbackofapp@outlook.com 1. What the App does The App provides an offline reference directory of bank SWIFT / BIC codes so you can look up institutions by code, name, city, branch, or country/region

Terms of Service App: Private Vaults Locker - Jianhe (Jianhe) Effective date: October 24, 2026 URL: https://feedbackofapp.wixsite.com/feedback/single-post/terms-of-service-11 Agreement These Terms of Service (“Terms”) govern your use of the Private Vaults Locker - Jianhe iOS app (“App”). By downloading or using the App, you agree to these Terms. If you do not agree, do not use the App. On the App Store the App may appear under localized names such as “Private Vaults Locker -

Privacy Policy App: Private Vaults Locker - Jianhe (Jianhe) Effective date: October 24, 2026 URL: https://feedbackofapp.wixsite.com/feedback/single-post/privacy-policy-11 Introduction This Privacy Policy explains how Private Vaults Locker - Jianhe (“we,” “us,” or “the App”) handles information when you use our iOS application. By using the App, you agree to this Policy. On the App Store the App may appear under localized names such as “Private Vaults Locker - Jianhe” (English